Check your credit. You want to have as much information going into any transaction as you can. That way, you will be able to better evaluate any information that you counterpart in the transaction tells you. Therefore, check your credit score and get a copy of your credit report before you even start to visit with lenders. You can get a copy of your credit report at You can get your credit score directly from the credit bureaus, or from sites like creditkarma.com or credit.com.
--------- CONTENTS ---------
00:04 Check your credit
00:36 Plan in advance
00:54 Shop around
01:18 Read the fine print
01:38 Look at conventional lenders first
01:58 Focus on finding the lowest APR (annual percentage rate) ove...
02:19 Watch out for non-essentials in your contract
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Creative Commons license: Get-a-Loan-Even-With-Bad-Credit (wikihow & authors)
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